Apply for owner financing

Ryals Realty

(251) 978-LAND

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  • More
    • Home
    • About
    • OWNER FINANCING
      • OWNER FINANCING TERMS
      • LAND FOR SALE
      • RV LOTS FOR SALE
    • Find property
      • SEARCH
      • COMMERCIAL
      • Zillow: 272 Lakefron Cir
    • Community
      • Foley
      • Elberta
      • Robertsdale
      • Summerdale
      • Gulf Shores
      • Orange Beach
    • Contact Us
    • Subscribe

(251) 978-LAND

Ryals Realty
  • Home
  • About
  • OWNER FINANCING
    • OWNER FINANCING TERMS
    • LAND FOR SALE
    • RV LOTS FOR SALE
  • Find property
    • SEARCH
    • COMMERCIAL
    • Zillow: 272 Lakefron Cir
  • Community
    • Foley
    • Elberta
    • Robertsdale
    • Summerdale
    • Gulf Shores
    • Orange Beach
  • Contact Us
  • Subscribe

land purchase terms

⭐️ Interest rate starts at 4% ⭐️

⭐️ Low down payment ⭐️

30 years term / No balloon / No prepayment penalty


Apply for owner financing

Interest Rate 4%, No prepayment penalty, No balloon, 30-year term, minimum $999 down

*for 720 minimum credit score

Interest Rate 5%, No prepayment penalty, No balloon, 30-year term, minimum $999 down

*for 620 minimum credit score

Interest Rate 6%, No prepayment penalty, No balloon, 30-year term, minimum $999 down

*for 580 minimum credit score

Interest Rate 8%, No prepayment penalty, No balloon, 30-year term, minimum $999 down

*for 550 minimum credit score


*   All proposed financing options are for the contracts with NO Septic Tank and Tap Water included.  The Interest Rate is subject to reset to the New York Prime Rate at the beginning of the 60th month of the loan term. 


** Water Tap and Septic Installation available with an additional $10,000 to the purchase price, with a minimum $1999 down payment required. (If Water Tap is not available Water Well and Septic Installation available with an additional $15,000 to the purchase price, with a minimum $1999 down payment required)


*** All proposed financing options are subject to buyer qualification, including but not limited to creditworthiness, and are contingent upon the sole and absolute discretion of the Seller. The Seller reserves the right to modify, withdraw, or deny any owner financing offer at any time, for any reason, without prior notice, and without liability.

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Land Restrictions - Residential

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Ryals Realty

956 Commerce Loop, Gulf Shores, Alabama 36542

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